Judy Calamis

38 Saddle Lane

Centereach, NY
$ 499,999 Beds 3 Baths 2 Sq 1,470
Monthly Estimate* How much can I afford?

LOW TAXES! Move right in and make it your own! This spacious 3-bedroom, 2-bath split-level home offers a beautifully maintained, move-in-ready interior with a unique and versatile layout. Step inside to a bright and inviting living room, then head down a few steps to the spacious lower-level living area, perfect for entertaining, a family room, game room, or additional lounge space. This level also features a convenient outside separate entrance, located just steps from the access to the basement. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, while another short flight of stairs leads to a private third bedroom on its own level—ideal for added privacy, a home office, guest space, or primary bedroom setup. The basement provides even more space for storage, a gym, workshop, or future possibilities. The interior is truly move-in ready, while the exterior offers the perfect opportunity to add your own finishing touches and build equity. Priced attractively with the exterior TLC already taken into consideration, this home offers tremendous space, flexibility, and value. Don’t miss this opportunity!

Single Family

  • Price
  • $ 499,999
  • City
  • Centereach
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SUFFOLK
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.25 Acres
  • Zip
  • 11720
  • Sqr Footage
  • 1,470
  • Year Built
  • 1957
  • Taxes
  • $ 8913
  • Style
  • Split Level
  • MLS#
  • 1036761
Listed By: Elite Realty Advisers LLC
Data Source: Listings courtesy of OneKey® MLS as distributed by MLS GRID

Features

General

Sewer Cesspool
Heating Baseboard,Oil
Cooling None
Utilities Electricity Connected,Natural Gas Connected
Appliances Dishwasher,Gas Oven,Microwave,Refrigerator
Garage Spaces 1
Architectural Style Split Level
Year Built 1957
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 0200-421-00-01-00-028-000
County Suffolk County
Property Type Residential
HOA No
Subdivision Name Eastwood Village
Garage Y/N Yes
Total Rooms 8
Full Baths 2
Directions Use GPS
High School Centereach High School
City Brookhaven
Senior Community Y/N No
High School District Middle Country
Carport Y/N No
Elementary School North Coleman Road School
Property Attached Y/N No
Tax Annual Amount 8913
Middle/Junior High School Dawnwood Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Middle Country
Elementary School District Middle Country
Tax Assessed Value 1850
PostalCity Centereach
Listing Appliances Dishwasher, Gas Oven, Microwave, Refrigerator

Interior Features

Interior Amenities Eat-in Kitchen
Basement Partial,Unfinished
Flooring Carpet,Hardwood,Vinyl
Total Fireplaces 1
Basement Features Partial, Unfinished
Basement (Y/N) Yes
Fireplace Y/N Yes
Total Bedrooms 3
Eat-in Kitchen Yes
Total Baths 2
General Features Eat-in Kitchen

Exterior Features

Fencing Chain Link,Wood
Parking Features Driveway
Water Source Public
Parking Features Driveway
Foundation Details Pillar/Post/Pier
Building Area Total 1470
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Flushing, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School North Coleman Road School Elementary School
Middle School Dawnwood Middle School
High School Centereach High School

Price History

8/10/2026 Listed $549,999
9/10/2026 10% - $499,999

Property vs Zip Code Average in 11720

Price
AVG $730K
$500K
Taxes
AVG $12,564
$8,913
Year Built
AVG 1978
1957
Visits
AVG 144
29
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

38 Saddle Lane Centereach, NY is a Single Family Home for sale at $499999 with 1470 sqft and a lot size of 0.25 Acres Acre(s). 38 Saddle Lane Centereach has 3 bedrooms, 2 baths and was built in 1957. The property's zip code is 11720 which is in Centereach, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Judy Calamis

Judy Calamis

718-865-2476

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